body,td,th {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
html, body {
	background-color: #337eaa;
	background-image: url(../images/background.png);
	background-repeat: repeat-x;
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	width: 100%;
	margin: 0;
	padding: 0;
	border: 0;
}
/*p {
	padding: 0;
	margin: 0;
}*/
a:link {
	color: #165377;
}
a:visited {
	color: #165377;
}
a:hover {
	color: #337eaa;
}
a:active {
	color: #165377;
}
h1 {
	font-size: 18px;
	color: #114a6b;
}
h2 {
	font-size: 16px;
	color: #114a6b;
}
h3 {
	font-size: 14px;
	color: #114a6b;
}

.clear {
	clear: both;
	height: 1px;
	font-size: 1px;
	border: none;
	margin: 0;
	padding: 0;
	background: transparent;
}

/* ************ START HEADER ************ */
#header {
	width: 100%;
}
#header #top_banner {
	background-image: url(../images/top-banner-bg.png);
	background-repeat: repeat-x;
	width: 100%;
}
#header #header_bot {
	background-image: url(../images/top-banner-bottom-bg.gif);
	background-repeat: repeat-x;
	height: 7px;
}
#header #main_menu {
	background-image: url(../images/menu-main-bg.gif);
	background-repeat: repeat-x;
	height: 38px;
}

/* ************ START MAIN MENU ************ */
#header #main_menu ul {list-style: none; margin: 0; padding: 0;}
#header #main_menu ul li {float: left; margin: 0; padding: 0;}
#header #main_menu a {display: block; height: 0; padding-top: 39px; overflow: hidden;}
#header #main_menu li.main_menu_list_1 {width: 71px; background-color: transparent; background-image: url(../images/menu-main-home-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_2 {width: 92px; background-color: transparent; background-image: url(../images/menu-main-services-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_3 {width: 109px; background-color: transparent; background-image: url(../images/menu-main-downloads-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_4 {width: 78px; background-color: transparent; background-image: url(../images/menu-main-claims-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_5 {width: 208px; background-color: transparent; background-image: url(../images/menu-main-fsg-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_6 {width: 131px; background-color: transparent; background-image: url(../images/menu-main-privacy-policy-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_7 {width: 111px; background-color: transparent; background-image: url(../images/menu-main-contact-us-off.png); background-repeat: no-repeat;} 
#header #main_menu li.main_menu_list_8 {width: 132px; background-color: transparent; background-image: url(../images/menu-main-industry-links-off.png); background-repeat: no-repeat;} 
#header #main_menu li.main_menu_list_9 {width: 191px; background-color: transparent; background-image: url(../images/menu-main-no-tax-off.png); background-repeat: no-repeat;} 
#header #main_menu a#main_menu_item_1 {background:transparent url(../images/menu-main-home-on.png) -71px -38px no-repeat;}
#header #main_menu a#main_menu_item_2 {background:transparent url(../images/menu-main-services-on.png) -92px -38px no-repeat;}
#header #main_menu a#main_menu_item_3 {background:transparent url(../images/menu-main-downloads-on.png) -109px -38px no-repeat;}
#header #main_menu a#main_menu_item_4 {background:transparent url(../images/menu-main-claims-on.png) -78px -38px no-repeat;}
#header #main_menu a#main_menu_item_5 {background:transparent url(../images/menu-main-fsg-on.png) -208px -38px no-repeat;}
#header #main_menu a#main_menu_item_6 {background:transparent url(../images/menu-main-privacy-policy-on.png) -131px -38px no-repeat;}
#header #main_menu a#main_menu_item_7 {background:transparent url(../images/menu-main-contact-us-on.png) -111px -38px no-repeat;}
#header #main_menu a#main_menu_item_8 {background:transparent url(../images/menu-main-industry-links-on.png) -132px -38px no-repeat;}
#header #main_menu a#main_menu_item_1:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_2:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_3:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_4:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_5:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_6:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_7:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_8:hover {background-position: 0 0; z-index:50;}
#header #main_menu li.main_menu_list_1_on {width: 71px; background-color: transparent; background-image: url(../images/menu-main-home-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_2_on {width: 92px; background-color: transparent; background-image: url(../images/menu-main-services-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_3_on {width: 109px; background-color: transparent; background-image: url(../images/menu-main-downloads-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_4_on {width: 78px; background-color: transparent; background-image: url(../images/menu-main-claims-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_5_on {width: 208px; background-color: transparent; background-image: url(../images/menu-main-fsg-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_6_on {width: 131px; background-color: transparent; background-image: url(../images/menu-main-privacy-policy-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_7_on {width: 111px; background-color: transparent; background-image: url(../images/menu-main-contact-us-on.png); background-repeat: no-repeat;} 
#header #main_menu li.main_menu_list_8_on {width: 132px; background-color: transparent; background-image: url(../images/menu-main-industry-links-on.png); background-repeat: no-repeat;} 
/* ************ END MAIN MENU ************ */
/* ************ END HEADER ************ */


/* ************ START CONTENT ************ */
#content {
	width: 100%;
	height: 100%;
	position: relative;
	display: table;
	width: 100%;
	margin: 0;
	padding: 0;
	border: 0; 
	clear: both;
	border-spacing: 0; /* required by Opera 6 */
}
#content2 {

}
#content #sub_menu {
	float: left;
	width: 180px;
	height: 100%;
	background-image: url(../images/menu-sub-bg.gif);
	m/argin-top: 5px;
	margin-top: 0;
	margin-right: 0;
	margin-bottom: 0;
	margin-left: 0;
	min-height: 100%; /* opera6 needs min-height but moz/IE needs height */
}
#content #content_main {
	margin-left: 185px;
	height: 100%;
	margin-top: 5px;
	margin-right: 5px;
	margin-bottom: 5px;
	padding: 10px;
	border: 1px solid #083b58;
	background-color: #FFFFFF;
	height: 100%;
	min-height: 100%; /* opera6 needs min-height but moz/IE needs height */
}

/* ************ START MAIN MENU ************ */
#content #sub_menu ul {list-style: none; margin: 0; padding: 0;}
#content #sub_menu ul li {float: left; margin: 0; padding: 0;}
#content #sub_menu a {display: block; height: 0; overflow: hidden;}
#content #sub_menu li.sub_menu_list_2 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-hotels-motels-off.png); background-repeat: no-repeat;}
#content #sub_menu li.sub_menu_list_3 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-restaurants-off.png); background-repeat: no-repeat;}
#content #sub_menu li.sub_menu_list_4 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-personal-accident-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_5 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-pro-indemnity-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_6 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-medical-malpractice-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_7 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-contingency-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_8 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-insurance-brokers-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_10 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-underwriter-secu-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_12 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-industry-links-off.png); background-repeat: no-repeat;} 
#content #sub_menu a#sub_menu_item_2 {padding-top: 32px; background:transparent url(../images/menu-sub-hotels-motels-on.png) -180px -31px no-repeat;}
#content #sub_menu a#sub_menu_item_3 {padding-top: 46px; background:transparent url(../images/menu-sub-restaurants-on.png) -180px -45px no-repeat;}
#content #sub_menu a#sub_menu_item_4 {padding-top: 46px; background:transparent url(../images/menu-sub-personal-accident-on.png) -45px -180px no-repeat;}
#content #sub_menu a#sub_menu_item_5 {padding-top: 46px; background:transparent url(../images/menu-sub-pro-indemnity-on.png) -180px -45px no-repeat;}
#content #sub_menu a#sub_menu_item_6 {padding-top: 46px; background:transparent url(../images/menu-sub-medical-malpractice-on.png) -180px -45px no-repeat;}
#content #sub_menu a#sub_menu_item_7 {padding-top: 32px; background:transparent url(../images/menu-sub-contingency-on.png) -180px -31px no-repeat;}
#content #sub_menu a#sub_menu_item_8 {padding-top: 32px; background:transparent url(../images/menu-sub-insurance-brokers-on.png) -31px -180px no-repeat;}
#content #sub_menu a#sub_menu_item_10 {padding-top: 32px; background:transparent url(../images/menu-sub-underwriter-secu-on.png) -180px -31px no-repeat;}
#content #sub_menu a#sub_menu_item_12 {padding-top: 32px; background:transparent url(../images/menu-sub-industry-links-on.png) -180px -31px no-repeat;}
#content #sub_menu a#sub_menu_item_2:hover {padding-top: 32px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_3:hover {padding-top: 46px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_4:hover {padding-top: 46px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_5:hover {padding-top: 46px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_6:hover {padding-top: 46px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_7:hover {padding-top: 32px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_8:hover {padding-top: 32px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_10:hover {padding-top: 32px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_12:hover {padding-top: 32px; background-position: 0 0; z-index:50;}
#content #sub_menu li.sub_menu_list_2_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-hotels-motels-on.png); background-repeat: no-repeat;}
#content #sub_menu li.sub_menu_list_3_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-restaurants-on.png); background-repeat: no-repeat;}
#content #sub_menu li.sub_menu_list_4_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-personal-accident-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_5_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-pro-indemnity-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_6_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-medical-malpractice-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_7_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-contingency-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_8_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-insurance-brokers-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_10_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-underwriter-secu-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_12_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-industry-links-on.png); background-repeat: no-repeat;} 
/* ************ END MAIN MENU ************ */
/* ************ END CONTENT ************ */



/* ************ START FOOTER ************ */
#footer {
	width: 100%;
	clear: both;
	_margin-top: -5px;
}
#footer #footer_top {
	background-image: url(../images/footer-sep-bg.gif);
	background-repeat: repeat-x;
	height: 3px;
}
#footer #footer_main {
	padding: 5px;
	text-align: center;
}
#footer #footer_main p {
	font-size: 11px;
	color: #FFFFFF;
}
#footer #footer_main a {
	font-size: 11px;
	color: #FFFFFF;
}
#footer #footer_main a:link {
	font-size: 11px;
	color: #FFFFFF;
	text-decoration: none;
}
#footer #footer_main a:visited {
	text-decoration: none;
}
#footer #footer_main a:hover {
	color: #d6e5ee;
	text-decoration: underline;
}
#footer #footer_main a:active {
	text-decoration: none;
}
/* ************ END FOOTER ************ */
.DownloadsTitle {
	font-size: 14px;
	font-weight: bold;
	color: #114a6b;
}
#TableDownloads a:link {
	text-decoration: none;
}
#content #content_main #TableDownloads {
	padding-top: 5px;
	padding-right: 5px;
	padding-bottom: 10px;
	padding-left: 10px;
}

#TableDownloads a:visited {
	text-decoration: none;
}
#TableDownloads a:hover {
	text-decoration: underline;
}
#TableDownloads a:active {
	text-decoration: none;
}